Zhao Zheng Associate Professor Department of Finance Email: lilac-zhao@163.com Phone : +86-27-68753060 PhD, Finance, Wuhan University MSc, Finance, Zhongnan University of Economics B.A., industrial economics, Zhongnan University of Economics Curriculum Vitae

TEACHING AND RESEARCH AREAS

Ÿ TeachingFocusing : Economics of Money and Banking，Commercial Bank Management，Credit Management (undergraduate, 54)

Monetary Theory and Policy，Case Analysis of Bank Management(graduate,36)

Ÿ Research Areas : Financial Risk, Bank Management

ACADEMIC EXPERIENCE

Ÿ AssociateProfessor of Finance,Wuhan University, 2012 – present

Ÿ Lecturer of Finance,Wuhan University, 2002—2011

Ÿ Assistant of Finance,Wuhan University, 1998—2001

CONSULTING AND TRAINING EXPERIENCE (GOVERNMENT OR CORPORATE)

Ÿ Assessment andManagementofCredit Risk,China Construction Bank, 2002- present

Ÿ Personal Loan and Risk Management, China Minsheng Bank,2017- present

Ÿ Home mortgage design andRisk Management, Guangzhou Housing Fund Management Center, 2016- present

Ÿ Financial Theoryand Practice, People's Bank of China , 2008

Ÿ Risk-Based Loan Classification, credit unions of Wuhan, 2008

Ÿ Assessment and Management ofCredit Risk, WuhanCredit Risk ManagementCo.,LTD, 2008

SELECTED PUBLICATIONS

Journal Papers (International)

Ÿ ZhaoZheng,2014.“Inherent Conflicts in Risk Allocation, Complexity of Financial Engineering, and Fragility of CRT Markets”，System Engineering Procedia，Vol. 3. pp. 100–109.

Ÿ Xiong Heping and Zhao Zheng, 2006.“The spirit of capitalism, heterogeneous preferences and the dynamics of asset prices: pure exchange economy case”, Lecture Notes in Decision Sciences 7, Financial systems engineering III, pp.205-216.

Journal Papers (Domestic)

Ÿ ZhaoZheng and Huang Xian, 2009."Behavioral Choiceand Comprehensive Influence ofMultinational BanksinRisky Environment ofEmerging Markets",World Economy Study, No.5,pp. 29-34.

Ÿ ZhaoZheng, 2012. "The Tradeoff of Conflicts in Risk Allocation of Financial Contracts and Contract Choice",Research on Economics and Management, No.10,pp. 82-90.

Ÿ ZhaoZheng, 2012. "Entrepreneurial Decision under Uncertainty and the Role of Risk-sharingof Financial System in Promoting Entrepreneurship",Journal of Finance and Economics,No.5,pp.3-15.

Ÿ ZhaoZheng, 2012. "InherentConflicts in Risk Allocation, Fragility of Credit Risk TransferMarkets，andRegulation Improvement", Shanghai Finance,No.8,pp. 55-60.

Conference Papers (International)

Ÿ ZhaoZheng, 2010. “Inherent Fragility of Credit Risk Transfer Mechanism: Reflection on the Formation of Subprime Crisis”，International Conference on Network and Finance Development，Wuhan

Ÿ ZhaoZheng, 2008. “Risk-sharing Function of Financial System，Entrepreneurship Promotion，and Economic Growth”，Proceedings of China-Canada Industry Workshop on Financial Engineering & Risk Management，Wuhan

Textbooks

Ÿ Huang Xian, Pan Min, Jiang Chun, Zhao Zheng, 2017,Economics ofMoney, Banking andFinancial Markets, Wuhan University Press.

Ÿ Huang Xian, Dai Junxun ,Zhao Zheng, 2011,Bank Management,Wuhan University Press.

Monography

Ÿ Huang Xian andZhao Zheng, 2009, Controlling Force ofChinese Domestic Banks andNational Financial Security under the Condition of Opening-up,Beijing: China Financial Publishing House.

Ÿ Zhao Zheng, 2017,Study on Innovation andOptimization ofRisk Allocation Mechanism in Financial System, Beijing: China Science PublishingHouse.

RESEARCHGRANTS

Government-fundedgrants

Ÿ “A Study on Innovation andOptimization of Risk Allocation Mechanism ofFinancial System:Based on the Perspective of Contract Design andTransaction Structure”, ProjectofHumanities and Social Sciences FundofMinistry of Education,￥70000, 2013, Ref. 12YJC790284

Ÿ “Optimization of Financial Risk Allocation Mechanism” , ProjectofSocial Science Fundof Hubei Province,￥25000,2011－2013,Ref. [2010]261

Ÿ "Contract Design,Transaction Structure andInstitutional Environment ofFinancial Risk Allocation" ,Independent Research ProjectofWuhan University,￥20000, 2011－2013,Ref. 20110344

Ÿ “A Study onEnhancement ofCompetitiveness andControlling Force ofChina's Banking”, Subproject ofNational Social Science Fund,￥120000, 2005－2009,Ref. 05BJY106

Ÿ “Structure ofFinancial Contracts andFinancial Risk Allocation”, Project of Humanities and Social Sciences Fund for Young Scholars of Wuhan University, ￥20000, 2004－2006,Ref.507-276047 507-276151

Corporate-fundedgrants

Ÿ "A Study onInternal Control System ofRisk inCommercial Bank: Tools andTechnology ofCredit Risk Management",Subproject of Head Office of ChinaConstruction Bank ￥15000, 2005－2006

Ÿ "Design ofReformProgram of JianghanSub-branchof Hubei Branch of Bank of China: aStudy onBusiness Development andManagement",Subproject of Hubei Branch of Bank of China,￥5000, 2003－2004,Ref. 105231484-5500

AWARDS AND HONORS

Ÿ Outstanding Research Award ofHumanities and Social Sciences for China'sUniversities and Colleges,Ministry of Education, 2013

Ÿ Outstanding Research AwardofSocial Sciences,Wuhan Municipal Government,2011

Ÿ TeachingAchievement Award for Hubei'sUniversities and Colleges,Education Office ofHubei province, 2009

Ÿ Best Teaching Award,Wuhan University, 2002

Ÿ Best Teaching Note Award,Wuhan University, 2000

EDITORIAL BOARDS

Ÿ Studies of International Finance,Reviewer

Ÿ Jinan Journal (Philosophy & Social Science Edition), Reviewer

Ÿ Journal of Northeast Normal University (Philosophy & Social Science Edition), Reviewer